Just ask Lou W Chappell



No legal reason not to speak out and an ethical duty to do so.

Truth, Justice then Peace,

About Priscilla Burnham


16 Responses to Just ask Lou W Chappell

  1. gwhunta says:

    March 2nd, 1998

    (I got fired, Lou retired.)

    Lou knows who was pulling the strings at Alger Max back then, (Mayo surgery and aftermath, including my politically motivated internment at MGH) and should yield some insight on Coccia’s intent in the MGH OR in November 2000.

    Sometimes no Peace

  2. gwhunta says:

    Last Words from Fenton

    cc Louis Miron / MCO Union Rep / Co-Author of the Lockdown News

    From: louis miron (funkky@jamadots.com)
    Sent: Sun 11/05/00 9:02 PM
    To: waderoberts@hotmail.com

    your a fuckin idiot, 34,900???? thats nothing and now no LTD??? We hear that you in your infinate wisdom REPRESENTED YOURSELF??????????????? What the hell is wrong with you?????? You get no sympathy here pal, save it for the other retards.

    P.S. This ain’t Mayberry.

    First surgery Mayo Clinic November 12th, 1997

  3. gwhunta says:

    Michigan is not Wisconsin. In Michigan…….

    Local police, firefighters and state troopers would retain their collective bargaining rights

    Until the herd is culled.

    Then What?

  4. gwhunta says:

    Wade Roberts
    PO Box 33
    Wetmore, MI

    March 2nd, 2000

    Paul J. Tomasi
    Special Assistant Attorney General
    Vairo, Mechlin, Tomasi, Johnson & Manchester
    400 East Houghton Avenue
    Houghton, Michigan

    RE: Roberts v MDOC, Accident Fund

    Mr. Tomasi:

    I have considered your million dollar wager and the only possible way that a $40,000.00 dollar settlement would be sheltered from Aetna would be to draft the payment to have included the Administrative Leave to which I am entitled above and beyond the Worker’s Compensation that I should be receiving as well, at a rate of pay $1,400.80 bi-weekly which was my base rate of pay by 26 to reach an annual base $36,420.08.

    This would not include compensation for the 1/3 holiday pay, birthday leave, 8 hrs. personal leave, 104 hrs. sick leave accrual and 137.8 hrs. annual leave accrual totaling another $5,354.56.

    This brings the annual total to $41,774.64 with no consideration given to retirement or insurance benefits.

    $41,774.64 divided by 12 gives us a total of $3,481.22 per month.

    I had a single pay period for which I received no compensation and 328 hrs. of sick leave used for which this injury played a critical role. That uncompensated pay period is valued at $1,606.72 and the 328 hrs. of sick leave used the summer of 1995 is valued at $5,743.28.

    My out of pocket insurance premiums to the State of Michigan total $13,763.49 to Sept. 8th, 1999 at which time this option was no longer available and since my family has been without insurance.

    My out of pocket expense to maintain hospitalization coverage on myself in order to have the option of having my neck repaired once this compensation issue has been resolved totals another $1,522.08. This brings the out of pocket insurance premium total to $15,285.57 to date.

    I will not calculate the actual out of pocket medical costs at this time, however I can give a rough estimate for costs and mileage. I would estimate co-pays and deductibles at $3,000-$4000, lets say $3,500.00. My mileage for medical expenses is in excess of 6,000 miles, lets round to $2,000.00.

    Now lets look at the total to date.

    Aetna has given me $1973.16 per month so the annual total would be $23,677.92 as opposed to the Comp and Administrative leave I should have received valued at $41,774.64.

    Annual shortfall $18,096.72. Monthly shortfall $1,508.06.
    X 3 yr. = $54,290.16

    Gross compensation shortfall………………………………..$54,290.16
    Uncompensated pay period……………………………………$1,606.72
    1995 FMLA Leave………………………………………………$5,354.56
    Out of pocket insurance premiums paid to State……….$13,763.49
    Out of pocket insurance premiums paid to BCBS……….$1,522.08
    Estimated co-pays and deductibles to date…………………$3,500.00
    Estimated mileage 6,000 miles at $.30 per mile…………..$2,000.00
    Total Estimated Cash Value Loss to Date…………….$82,037.01

    Now before you can consider this a reasonable estimate of my actual financial loss for the past three years you must consider the fact that I have had no choice but to compensate for this shortfall with high interest consumer credit borrowing.

    I realize however there is no provision for such a high rate of interest, but a good portion of this amount will be considered with interest accrued and should bring this amount to exceed $87,500.

    Now you and I both know that although the figures I have listed thus far are in line with what I will be eligible to receive immediately or within 30 days of a just finding following trial of this case.
    Aetna is not going to agree to the allocation of $87,500 to past shortfalls and continue sending LTD payment uninterrupted to me, assuming you had the authority to extend such an offer, which we both know you do not.

    Yet, this is only a small portion of what is truly at stake in this hearing as we both well know.

    Now since you asked me to settle for roughly 40% of what I have actually lost to date and with absolutely no promise that the lion’s share of this amount would not be credited against future payments by Aetna, I am left to presume that either you are a fool or you take me to be one.

    As for your bet which inspired this communication, your statement that Aetna would not get a dime from the $40,000 is technically correct. However, I don’t have any illusions regarding the fact that though I would still be eligible to receive payment, the portion of the $40,000 that would be credited against future payment would leave me without income for many months following my receipt of this check and since it was a soft offer, had I been fool enough to take it, I would have not had a leg to stand on with regard to whatever terms Aetna decided to dictate.

    This would leave me with consumer debt in excess of $10,000 had I taken the most fiscally responsible action and paid down my debt. No income for the foreseeable future, a cervical spine in need of repair and absolutely no alternatives regarding reasonable employment or vocational rehabilitation.

    I have no idea of what ethical standards if any you apply to your practice of the law, but as an ethical human being one would not ask another to accept an offer that he could not reasonably consider for himself. After more than 5 years of mistreatment by the system I risked life and limb to support, you insult my intelligence with an offer an ethical human being wouldn’t wish on an enemy.

    I realize that you have come to accept what you do for a living as normal and if one takes a myopic world view, I guess you could delude yourself into believing that you are providing a service and justify your actions in the name of professionalism. As I pointed out on the 29th, this entire process is by design robbing the workers, their families and the taxpayers of the State and by design the Social Security Trust Fund.

    The beneficiaries are lawyers like yourself , “expert” witnesses, and unethical medical practitioners and of course the insurance fronts that process the expenses for their percentage.

    If the MDOC had handled this situation according to policy, procedure and state and federal law and just basic human common sense, they would have provided a copy of that videotape or an accurate report of what actually did happen to me in the process of the assault on 12/17/94 to the treating physician and I would have been driven to the nearest hospital ER immediately after having been evaluated by RN Harmon.

    The circumstances of what did happen that day critically affected my medical evaluation and course of treatment. Had the seriousness of that collision been understood by the treating physician and he had properly diagnosed the condition of my C-spine on the day of incident and the MDOC treated me according to the law, I could have been retrained and put into a desk job if that was what had been deemed necessary after a few months following a successful surgery and this story would have been complete nearly five years ago.

    I have pointed out what some of my financial losses have been, but I can not begin to put a price on what additional expense has been placed upon the taxpayers of this State by the MDOC’s low road handling of my situation.

    Penny wise and pound foolish with regard to the interests of the taxpayer, however the taxpayers of this State have been given the opportunity to spend many thousand of additional dollars and provide additional work for Aetna, Accident Fund, Blue Cross Blue Shield, MDOC administrators, the physician’s, the lawyers, the Magistrates and a great deal of additional use of the services provided by
    the hospitals involved.

    There are many beneficiaries of this low road approach and just one family of victims, if you do not consider the taxpayer.

    If the “final person” to whom you referred in the first paragraph of your settlement offer should inquire as to what it is that I am seeking as to settlement, please pass along that I am seeking Justice, for he or she seems to have little understanding of finances.

    Wade Roberts

    cc Cindy Fenton

  5. gwhunta says:

    3 weeks after accepting a settlement of $34,900.00 with no interruptions or offsets in my LTD benefits, Craig T. Coccia did this to me at Marquette General Hospital.

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